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Products & Services at Tifton Banking Company
Personal Checking Accounts
Business Checking Accounts
Savings Plans
Safe Deposit Box
Other Services
Forever Free Checking (Non-interest Checking)
- $100 minimum deposit to open account
- No monthly account maintenance fee
- Unlimited checks or checkcard transactions
- Free ATM/debit card
- Free internet banking
- Free internet bill pay
- Direct deposit service
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Student Checking (Non-interest Checking)
- $25 minimum deposit to open account
- Monthly maintenance fee - $5
- Five foreign ATM transactions per statement cycle included
- Fees waived if parents bank with TBC
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Interest Checking
- Competitive interest rate paid on collected balance
- $750 minimum deposit to open account
- No monthly maintenance fee with $750 minimum balance
- Lower balance monthly fee - $10
- Unlimited checks or checkcard transactions
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TBC Checking Plus
- Special account for customers that maintain $25,000 combined balances in checking, savings, CDs, IRAs or money market accounts
- Interest paid monthly on collected balance
- $1,000 minimum deposit to open account
- Unlimited checks or checkcard transactions
- Elegence checks - no charge
- 3 x 5 safe deposit box - no charge
- Traveler cheques, official checks and money orders - no charge
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Senior Checking (50+)
- Special account for customers age 50+
- Interest paid on collected balances over $500
- $100 minimum deposit to open account
- No monthly maintenance fee or per item fees
- Basic wallet style checks - no charge
- Unlimited check or checkcard usage - no charge
- Direct deposit service
- 25 % discount on safe deposit boxes
- Free notary service
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Business Budget Checking (Non-interest business checking)
- $100 minimum deposit to open account
- No monthly fee with $1,000 minimum balance
- Lower balance monthly fee - $10
- Includes 150 items (deposits, items deposited & checks)
- Each additional item - $.20
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Business Interest Checking (Interest-bearing checking for Sole Proprietors & Non-profit organizations)
- $100 minimum deposit to open account
- Lower balance monthly maintenance fee - $10
- Interest paid monthly on average collected balance
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Commercial Analysis Checking (Non-interest business checking)
- Account maintenance per month - $20
- Items paid - $.15
- Deposits - $.40
- Items deposited - $.10
- Special transaction handling - $20 per hour
- Cash handling fee - $.10/$100
- Coin handling fee - $.10 per roll
- Earnings credit rate - 91-day T Bill
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Regular Savings
- Interest paid quarterly on collected balance
- With minimum collected balance of $500 - no charge
- $100 minimum deposit to open account
- Lower balance monthly maintenance - $5
- Three withdrawals per quarter - no charge
- Each additional withdrawal - $1
- Quarterly statement
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Minor Savings
- Interest paid quarterly on collected balance
- No minimum balance required
- $25 minimum deposit to open account
- No monthly maintenance fee
- Three withdrawals per quarter
- Each additional withdrawal - $1
- Quarterly statement
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Money Market Accounts
- $1,000 minimum deposit to open account
- Interest rate tiered, based on balance
$0 - $25,000
$25,001 - $50,000
$50,001 - $75,000
$75,001 and up
- Interest paid on collected balance
- $1,000 minimum balance to avoid maintenance fee
- Lower balance monthly service fee - $10
- Money market transaction limitations apply - no charge
- Each additional check or withdrawal - $5
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Certificate of Deposit & Individual Retirement Account
- $500 minimum deposit to open account
- Terms available from 30 days & up
- Early withdrawal penalty for withdrawal prior to maturity
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Safe Deposit Box Rental
| Annual Rental Rate |
Size |
| $25.00 |
3" x 5" |
| $30.00 |
3" x 10" |
| $50.00 |
5" x 10" |
| $75.00 |
10" x 10" |
| Replace Lost Key |
$20.00 |
| Drill Box |
$100.00 |
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Other Services
| NSF |
$30.00 |
| Outgoing Wires |
$20.00 |
| Incoming Wires |
$10.00 |
| International Outgoing Wires |
$45.00 |
| International Incoming Wires |
$45.00 |
| Returned Deposit Items |
$5.00 |
| Collection Fees |
$10.00 plus any external charges |
| Dormant Fees |
$5.00 per month |
| Official Checks (customer) |
$5.00 |
| Official Checks (non-customer) |
$10.00 |
| Money Orders (customer) |
$3.00 |
| Money Orders (non-customer) |
$5.00 |
| Travelers Checks, per $100 |
$1.50 |
| Research, per hour |
$20.00 |
| Research, per copy |
$2.00 |
| Levy/Garnishment |
$50.00 |
| Early Closure of an Account (within 90 days) |
$20.00 |
| Night Deposit Service |
No charge |
| Bank by Mail |
No charge |
| Internet Banking |
No charge |
| Internet Bill Pay |
No charge |
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